Our Board of Directors

2019 - 2020

Thank you to our board for their constant support and dedication

to the OCCTAC dream!

Sam Chari

Board President

Senior Vice President, Experian

Sam Chari is currently SVP, Global Head of Risk and Compliance at Experian. Based in Southern California, Mr. Chari provides oversight of enterprise risks across the firm. Previously, Mr. Chari has been in several risk management related roles, including serving as the Head of Enterprise Risk at PIMCO and Head of Operational Risk at AllianceBernstein. He holds a MBA from the Stern Business School (NYU) and a MS from Clemson University.

Dr. Eric Olson

Board Vice President

Strategic Leadership Consultant


K.R. Subramanyam

Board Treasurer

Dean of Doctoral Program & Accounting Professor,

Marshall School of Business, USC

K.R. Subramanyam is the KPMG Foundation Professor of Accounting and Associate Dean of Doctoral Program at the Marshall School of Business, University of Southern California. Professor Subramanyam is a specialist in financial accounting and financial statement analysis. He is a prolific and highly cited researcher who has served as editor and on the editorial boards of several leading academic journals. His papers have won several awards including the Notable Contribution to the Auditing Literature. Professor Subramanyam’s research has been cited extensively in the financial press including The Wall Street Journal, Economist, Business Week, Barrons, Los Angeles Times, Boston Globe, Sydney Morning Herald and the Atlanta Constitution among others. His research has also been cited in congressional hearings. Professor Subramanyam teaches the popular MBA elective on Financial Statement Analysis and is a co-author of the best selling textbook, Financial Statement Analysis, 11thedition (Mc Graw-Hill/Irwin). Professor Subramanyam is also actively involved with doctoral students and has placed his students at Stanford and Columbia among others. Professor Subramanyam has been active in mentoring and leadership roles at USC for which he has won multiple awards. He has also served in various leadership roles at the American Accounting Association.

Susan Echarte

Board Member

Owner and Founder,

Postal Center International Brands

For the past 30 years, Susan Echarte has served as the owner and founder of Postal Center International Brands, a mailing and marketing firm based in South Florida. Her experience extends to real estate development, small business investments and event planning for many non-profit agencies.  Susan has worked with organizations to help improve their fundraising programs and help maximize their returns.

Rossina Gallegos

Board Member

Director & CSR Officer

Corporate Social Responsibility, Union Bank

Rossina Gallegos joined Union Bank in 1981.  She facilitates and manages the charitable contribution and foundation requests for Orange County, San Diego, and the Inland Empire.  She also implements strategies, tactics and programs to maximize the talent and availability of Union Bank employees with the needs of low-and moderate-income communities.  Rossina’s community outreach work heightens Union Bank’s presence to address the Bank’s Community Reinvestment Act commitment, public image opportunities, and employees’ desire for engagement.   Rossina has served in various positions in small business lending, Special Assets management and multicultural markets. Rossina is active with numerous civic and community organizations.  Rossina is the President of the Santa Ana College Foundation.  She serves on the Boards of OCCTAC as well as Orange County Human Relations.  She is also on the Advisory Board of the National Hispanic Business Women Association (NHBW), the Orange County Community Housing Corporation, and the Affordable Housing Clearing House.

Melody Winter Head 

Board Member

Regional Manager, So. Cal.

Federal Reserve Bank of San Francisco

Since joining the San Francisco Federal Reserve Bank in 2003, Melody has engaged private and nonprofit financial institutions, community development leaders and government agencies in developing solutions to pressing neighborhood issues in low-wealth communities of Southern California. Through community preservation and capacity building strategies she has contributed to the fields of affordable housing finance, small and micro business development, workforce development, asset building health, wealth and diversity, and K-12 education reform. Melody is active with several community-based nonprofit organizations and serves in various capacities at the Clearinghouse CDFI, the Orange County Community Housing Corporation, OCCTAC, the Housing Opportunities Collaborative of the Inland Empire, and the Los Angeles Education Partnership.

Dr. Anooshiravan Hami

Board Member

A. Hami, MD, A Medical Corporation

Dr. Anooshiravan Hami is a pulmonologist in Anaheim, California and is affiliated with multiple hospitals in the area, including AHMC Anaheim Regional Medical Center and Kindred Hospital-Westminster. He received his medical degree from Ponce School of Medicine and has been in practice for more than 20 years.

Nilo E. Lipiz

Board Member

Dean, Santa Ana College (Retired)

Nilo E. Lipiz' current administrative work experience includes Dean of Instruction and Student Services from August 1999 to present, and Academic Director from November 1996 to August 1999 for Santa Ana College School of Continuing Education at Centennial Education Center. In his previous position as Dean of Instruction and Student Services, he had the opportunity to lead and supervise all aspects of the planning, staffing, scheduling, developing of catalog descriptions, delivery and development of all noncredit programs and services, including all personnel functions of assigned staff in the Santa Ana College School of Continuing Education at major education centers and offsite locations. 

Terri Villa-McDowell

Board Member

Senior Human Relations Cunsultant,

Los Angeles County Workforce Development

Terri Villa-McDowell is Senior Human Relations Consultant with the Los Angeles County Workforce Development, Aging & Community Services/Commission on Human Relations. She is currently working on a L.A. County Anti-Hate Campaign, “L.A. vs Hate” to protect vulnerable communities targeted for hate crimes, hate acts, and bullying that is based on bias motivated behavior in schools.  For over 14 years, Ms. Villa-McDowell worked to disrupt the “school to prison pipeline” by providing racial equity/impact of poverty trainings for school district staff and at the L.A. County Office of Education.  She has developed award-winning social emotional learning and systems to access mental health services for children and families at various high-need school districts.  Her work is based on the premise that social emotional supports for many children growing up in poverty-impacted homes is an educational equity issue.  Her work in education garnered over $10 million in grants to develop federal programs such as the inaugural School Climate Transformation Grant and Project Cal-Well Grant, as well as state and local grants, such as the Early Mental Health Initiative, at ABCUSD where she worked for over a decade. Ms. Villa-McDowell has over 25 years experience as a public interest attorney and has worked at Legal Aid Foundation of L.A.; Public Counsel and the National Immigration Law Center.  Her work addresses issues of low-income families, juvenile justice, immigrants/refugees, domestic violence and access to needed government services, including special education, nutrition, health care and mental health services.  She has also litigated cases involving these issues in federal and state courts.  Her professional and personal associations demonstrate her strong commitment to the issues surrounding children, youth and their families

If you would like to speak to our Board of Directors with questions or concerns, please contact:

Board of Directors
E: Board@occtac.org